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What is a Health Savings Account (HSA)?

A health savings account (HSA) combines high deductible health insurance with a tax-favored savings account. Money in the savings account can help pay the deductible. Once the deductible is met, the insurance starts paying. Money left in the savings account earns interest and is yours to keep.

Is an HSA plan right for you?

  • Health insurance can cost less

  • Savings help to pay your deductible

  • Tax-deductible deposits

  • Tax-deferred growth


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